Household cash flow
Overview
Needs attention
0 transactions waiting for reviewBy month
Income & expenses
Tap a month to expand every counted income and expense transaction for that month.
By category
Where it went
Tap a category to open its yearly total, lifetime total, and monthly breakdown.
Top stores
Where you spend most
Counted expenses only. Refunds reduce the store total; income, transfers, excluded and unresolved transactions do not count.
Plan and compare
Budgets
By month
Actual versus available
By category
Year-to-date position
Administrator controls
Monthly category targets
Targets are household-wide and remain separated by currency. Rollover carries only an unused positive amount from a month where it is enabled.
Permanent history
Transactions
0Expected spending
Recurring expenses
Statement review
Review statement
Stored source documents
Receipts
Receipt photos remain private to your household permissions. Select a store to browse only that store's receipts.
Source documents
Statements
Statement history
Coverage Timeline
Coverage is based on each statement's period. Blank sections mean no uploaded statement currently covers that time.
Hover, focus, or tap a colored segment to see its filename and exact statement period.
Duplicate prevention
Statement Matches
Expenses already recorded from a receipt or a manual card entry stay as the counted expense. Their matching statement charges remain available for audit but are excluded from spending totals.
Recoverable for one day
Purchased (0)
Selected Before
Create a shopping list
Use the + tab to create your first list. After that, Shopping opens directly to your most recently used list.
Reviews and decisions
Alerts
For you
Notifications
Administrator decisions
Approval queue
Administrator controls
Manage
Source documents
Statement retention
Dates are calculated from each statement period start, never its upload date. Reaching a date only creates an approval request.
Purchase records
Receipt retention
The default is Never. Receipt files remain stored until an administrator deletes one manually or selects a finite retention period.
Household administrator only
Reset financial data
Creates a fresh private backup, then clears this household's old statement and receipt financial history. Financial accounts, payment identifiers, categories, classification rules, merchant and receipt learning, parser profiles, manual transactions, shopping, users, settings, other households, and existing backups are preserved.
Shared list
Categories
Household access
Members
Removing a member immediately revokes their sessions but preserves financial and audit history. Administrators can restore the membership later.
Shopping permissions
Shopping list access
Choose which shopping lists each member can see. Administrators and list creators always retain access. Members can see only lists assigned here.
One-time onboarding
Invitations
Financial ownership
Accounts
Store directory
Stores
Future aliases match exact statement descriptions. Applying one to older statements creates a private full-database backup and a one-week review.
Future imports
Learning rules
Rules match the exact normalized statement description and transaction type. Applying a rule to older statements creates a private full-database snapshot and a one-week review.
Statement formats
Parser profiles
Teach public issuer/header anchors and reuse a deterministic parsing engine. Use only public header text—never account numbers, balances, addresses, or transaction descriptions.
Backed-up bulk changes
Change review
Review retroactive changes, resolve later-edit conflicts individually, roll back safely, or commit after the one-week review period.
Understand and prepare
Insights & Planning
Monthly spending
Expense progress
Committed spending
Recurring Expenses
Compare time
Multi-month spending diagram
One continuous line follows daily spending across the selected period. Choose a specific month from the same dropdown when you want a close-up.
What changed
Spending spike explanation
Compared with the previous twelve-month average. Currencies remain separate.
Next month
Income and expense projection
Financial inbox
Reconciliation
Available plan
Safe to spend
Progress
Goals & sinking funds
Assets and liabilities
Net worth
Repeating charges
Subscriptions
Read-only preview
Rule simulator
Portability
Export household transactions
Exports omit passwords, sessions, invitation tokens, and secret configuration.
Security